Legal
Terms and Conditions
Last updated: July 20, 2026
These Terms and Conditions ("Terms") govern your use of insurance.loftpgllc.com and any forms or bookings connected to it, operated by LOFT PG Agency LLC ("LOFT PG Agency," "we," "us," or "our"). By using this site or submitting a form, including a Facebook or Instagram lead form that connects to us, you agree to these Terms.
1. Who We Are
LOFT PG Agency LLC is an independent insurance agency. Shanice Stokes is a licensed insurance agent (NPN 20461576) offering Health, Medicare, and Life insurance products, serving the Greater Houston Area, TX and clients nationwide where licensed.
2. Our Services
This website and our advertising provide general information about insurance products and allow you to request a quote, ask a question, or book a phone call with a licensed agent. Nothing on this site is a binding offer of insurance, and no coverage exists until an application is submitted, underwritten, and approved by the applicable carrier.
3. No Guarantee of Coverage or Pricing
Plan availability, eligibility, and pricing vary by carrier, location, and individual circumstances, and are subject to underwriting approval. We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer. To get information on all of your Medicare options, contact Medicare.gov or 1-800-MEDICARE. We are not the government and are not affiliated with any government agency.
4. Eligibility and Accurate Information
You must be at least 18 years old to submit a form or request a quote. You agree to provide accurate, current information and understand that inaccurate information may delay or prevent a quote or application from being processed.
5. Consent to Contact
By submitting a form on this site or through a Facebook or Instagram lead ad, you agree to be contacted by phone, text message, and email by LOFT PG Agency LLC regarding insurance products, as described in our Privacy Policy. Consent to be contacted is not required to purchase any product or service.
6. Third-Party Services and Links
This site may link to or use third-party services, such as scheduling tools, insurance carrier sites, or Medicare.gov. We are not responsible for the content, accuracy, or privacy practices of third-party sites.
7. Intellectual Property
All content on this site, including text, graphics, and logos, is owned by or licensed to LOFT PG Agency LLC and may not be copied or used without our written permission.
8. Disclaimer of Warranties
This site and its content are provided "as is" without warranties of any kind, express or implied. We do not guarantee that the site will be error-free, uninterrupted, or that any quote or information will be complete or current at all times.
9. Limitation of Liability
To the fullest extent permitted by law, LOFT PG Agency LLC is not liable for any indirect, incidental, or consequential damages arising from your use of this site or reliance on information provided through it.
10. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.
11. Changes to These Terms
We may update these Terms from time to time. Changes take effect when posted on this page, with the "Last updated" date revised accordingly. Continued use of the site after changes means you accept the updated Terms.
12. Contact Us
Questions about these Terms can be sent through our Contact page. Book a time on the calendar there and we will call you back directly.